Have you had AIB Loans, Mortgages or Credit Cards within the last 6 years?
If so you may have been mis-sold Payment Protection Insurance (PPI) and you could be entitled to thousands of Euros in compensation.
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Have you been Mis Sold PPI by AIB?
In April of 2012 Allied Irish Bank (AIB) admitted that they had a “breakdown in its verification systems”. As a result of this AIB agreed to refund €3.1million in payment protection insurance premiums to 11,500 customers. These refunds from AIB were not in relation to mis-sold payment protection insurance but as a result of internal computing errors. At this time however AIB were under investigation from the Central Bank in relation to the mis-selling of PPI policies so this issue brought some much needed press coverage to this issue. In October of 2012 the Central Bank announced that it had ordered AIB along with other lenders to carry out internal investigations into the mis-selling of PPI policies since 2007. This announcement was a clear indication that the Central Bank was not happy with the ppi selling practises of AIB and other lenders in Ireland. Allied Irish Bank sold PPI alongside loans, mortgages and Credit Cards. This means that AIB may have mis-sold PPI to consumers who did not want, ask for or need PPI. If you have taken out credit with AIB in a branch or using
facilities it is vitally important that you check if you were sold PPI. You might have an
Allied Irish Bank
PPI policy which was mis-sold to you and in that eventuality we can help you reclaim the premiums you have paid plus interest. Customers of AIB Banking may currently be paying for an insurance policy which they did not need or in some cases which will not cover them. Whether you have AIB Credit Cards, AIB Loans or AIB Mortgages you should have been asked various questions in advance of taking the PPI policy to ensure that you were eligible and that it suited your needs. If you have take out credit with AIB Branches or using AIB Online you might have been mis-sold this costly insurance. If you can answer yes to any of the following you may have been entitled to thousands of Euros in compensation.
- Were you told by Allied Irish Bank that PPI was compulsory?
- Were you sold PPI by AIB whilst self employed or unemployed?
- Did you feel pressurised by Allied Irish Bank into taking PPI?
- Did AIB advise you that pre existing medical conditions would not be covered?
- Were you sold an AIB PPI policy when you had just started a new job?
- Did you discover that you were paying AIB PPI without knowing you had it?
- Were you forced to take PPI whilst on AIB Online Banking?
- Did the Allied Irish Bank fail to explain the full costs of the PPI policy?
- Did you take out PPI whilst on AIB Online Banking without knowing what it was?
- Did AIB sell you a PPI policy whilst you were working part time or on contract?
- Did AIB fail to explain the relevant exclusions in the policy to you?
- Did you have a claim rejected on your AIB PPI policy for something you were told would be covered?
- Were you charged upfront for this Allied Irish Bank PPI policy?
We are here to service your needs and not your lenders!!
How We Can Help You
- Once you have contacted us we will provide you with a free no obligation review of your case. We will use our expertise to determine if your Allied Irish Bank PPI policy was mis-sold to you.
- If we discover that you were mis-sold PPI by AIB Ireland or AIB Online we can take on your case without charging you any upfront fees or charges.
- We were the first company in Ireland to offer a no win no fee ppi reclaims service and we can offer this to you also. This gives you peace of mind when processing your Allied Irish Bank PPI Claim with Finance Claims.
About Mis-Sold AIB PPI Claims
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You May be Entitled to Compensation if…
- You were told PPI was compulsory
- You were self-employed when sold PPI
- You discovered PPI without requesting it
- You were pressurised into taking PPI
- You were sold PPI when you started a new job
- The T&Cs of the PPI were not explained to you
- The exclusions of the PPI were not explained
- Your medical history wasn’t asked when sold PPI
- You were working part-time/contract when sold PPI
- You were sold PPI without needing it